RHB Bank’s Services and Products: Credit Cards and Many More
Currently, RHB Bank is considered the leading players in the Malaysian finance and banking industry. Seeking to grow the horizon within South East Asia region, they’ve laid their foundation in countries including Brunei, Hong Kong, Indonesia, Laos, and Singapore. In making sure that the organisation is scalable, RHB Islamic bank loan introduced a wide variety of banking facilities to businesses and individuals for both personal and commercial needs.
The most common yet elemental services provided to individuals is deposit account and self-banking services. With competitive interest rate and accessibility to ATM and CDM in the bank branches together with other strategic locations all over Malaysia, customers can enjoy maximum savings return. At the same time have access to their account for cash deposit and withdrawal very quickly anytime.
The shift from traditional purchasing method using cash to cashless process has also increased the market demand for credit cards. As confirmed through the reports from many types of research conducted, the acceptance towards e-payment method by the public is showing dramatic growth. Hence, credit cards are becoming popular as cardholders could make purchases online without difficulty.
Knowing there’s also an urgent need to reduce the supply and demand gap, the Bank took an extra step forward to offer value-added credit card plan that gives cashback and lots of other benefits the account holder can enjoy when they move forward.
Individuals will inevitably want more than credit cards and saving accounts, and RHB understands that well. As of the moment, many have struggled to obtain a loan to purchase assets that include homes & cars. So, the Bank began to put together a financial loan structure that benefits each party at the lowest interest rate for different loan types. Moreover, individuals are also able to subscribe to the various insurance plan and make financial investment together with the Bank.
For businesses, RHB Bank can give an incomparable banking solution. Application for commercial loans and even corporate and investment banking are among the various types of services offered. For interested partners, they can likewise sign up for the Bank’s asset management services.
There is always one particular category of customers that might reap the most advantages from this: the small-medium enterprises. The products offered by RHB Bank will make it possible for these business owners to gain more capital to better develop their business by making an application for the loan. Alternatively, SMEs in the e-commerce industry can even sign up for RHB’s effective retail solutions.
However, RHB Bank has not ever overlooked the need for Islamic banking facilities. In Malaysia, Syariah-compliant services and products are highly demanded. Therefore, products or services which include wealth management, unit trust, Islamic treasury, and corporate banking are specially developed to ensure that all business transactions adhere to the Syariah requirement.
In 2016, the Bank had been able to expand the growth of its annual brand value by 24%, which automatically causes them to be the fourth fastest-growing banking industry player in Malaysia. As they anticipate the upcoming year’s financial market potential, RHB Islamic bank loan has started strategizing to produce more impactful campaigns down the road.