Month: June 2022

Property In Malaysia: A Short Overview

The local property industry is going up in Malaysia. Landed units, commercial lots, and high-rise properties possess all become more than simply essentials inside our lives. To assist a thriving real estate market in Malaysia, the govt has financial help, financial assistance and mortgage loan programmes that the citizens could take up because of their perfect beli rumah baru.

Introducing the Developer, LBS Bina

Since 2000, LBS’ vision has been to be an internationally accepted developer raising the community with inspiring and delightful spaces. Their projects range between commercial buildings, residential, retail and, in some cases, tourism. LBS received honours from Asia Pacific Property Awards and Brandlaureate BestBrands.

Kita @ Cybersouth Terrace Houses

LBS’ project Kita @ Cyberhouse includes terrace houses like Kita Bayu and Kita Harmoni. They’re double-storey and feature four bedrooms and three bathrooms in a 1447 sq. ft. home. Families will find Kita Bayu and Kita Harmony the perfect home. Good familial ties are generally constructed in this development with a prominent location and room.

Townhouses At Kita @ Cybersouth

The Kita Bayu townhouses in Cybersouth are for people looking for a cosy living space. The Upper and lower units are separated and contain three bedrooms and two bathrooms. This means that families or tenants could have their own private living spaces that are secure and cosy.

Kita Impian Serviced Apartments In Cybersouth

High-rise homes at Cybersouth could be the Kita Impian. These serviced apartments, and a built-up of 551 sq. ft. & 901 sq. ft., have conveniences like pools, gym, barbeque pit, sports courts and others. The Kita Impian apartments develop an excellent choice for first-time Malaysian homeowners.

Reside In A Proper Spot With Kita @ Cybersouth

Kita @ Cybersouth’s spot can’t be more proper. Centred at Dengkil, this improvement by LBS is relatively close to Putrajaya and Cyberjaya, where facilities like malls, hospitals and transportation hubs are readily available. Stay connected by living in Klang Valley with a thriving community in Cybersouth.

Kita @ Cybersouth Is Built On Malay Reserve Land

Developed on Bumiputera Reserve Land, LBS Bina has created 633 acres of land to offer housing opportunities to Malaysian neighbourhoods. Whether it’s families, young families or first-time homeowners, Kita @ Cybersouth hopes to develop gratifying Malaysian communities within its private and guarded township.

LBS Bina’s Upcoming Projects

Like a developer, LBS has lots of approaching plans to watch out for. LBS Alam Perdana is planned to be LBS Bina’s latest part of Puncak Alam. SkyLake Residences is a lakeside residence with a fantastic view of the lakeside and Puchong skyline. Over at Bandar Saujana Putra, LBS Bina has established a township with a core value, connectivity and community.

Community Living In Kita @ Cybersouth

Properties at Kita @ Cybersouth are certainly fitted for everyone! Whether it’s your first time or looking for a property for your family, LBS focus on this project built on values of superior, sound design and community. If you are excited about this beli rumah baru development, learn more about Kita @ Cybersouth at https://lbs.com.my/.

Get Large Coverage With AIG Insurance Ideas

Since we proceed through our daily lifestyles, we experience a wide range of hazards which could affect our way of life. An excellent way to be ready is by investing in good insurance preparation. An effective hospital insurance plan supplies extended protection for kinds of misfortune that could lead us eventually. You may get yourself taken care of with AIG in many different techniques.

Protection Strategies from AIG Malaysia

Looking to get covered in the methods achievable? AIG Malaysia gives various types of insurance to protect different factors in your life. Look at AIG, a 1-stop position where one can get security plans for precisely what is important probably the most to you, such as your house, automobile, travels, and yourself.

Travel Without Stress With the AIG insurance plan

Preparing to make a getaway international or within Malaysia? Just join AIG Travel Insurance, which happens to be all-comprehensive protection that handles your healthcare charges of approximately RM1 million in your getaway. To shield you against any COVID-19-connected mishaps, this course of action offers protection of around RM700,000, including delivering a quarantine allowance if necessary.

AIG’s Home Insurance

Everyone can resonate using the expression “house sugary house”, and our security house also is worthy of a form of security. Safe your house and personal possessions in and out of the home with AIG Malaysia’s house insurance against break-ins, thievery or fires. The policy also provides overnight accommodation costs if you remain somewhere else due to these accidents.

Protect Yourselves From Weighty Loss With AIG Automobile Insurance

Driving a car in Malaysia can reveal the danger of robbery, blazes and accidents. Guard your vehicle with AIG Car Insurance which provides insurance for just about any vehicle harm due to the situations above. On top of that, the plan also shields you from taking on hefty liabilities within the damage to other vehicles in a crash with you.

Personalized Incident Insurance from AIG

AIG Private Crash insurance may be the protection you require — a plan that advances with you through distinct lifestyle phases. Enjoy insurance coverage for health care bills and expenses from unexpected situations, and provide your loved one’s participant with a similar safety later in your life. Subscribe to this course of action online or reach out to our substances for more information.

Are Insurance Programs Essential?

Buying an insurance program is not only about providing insurance coverage; furthermore, it gives satisfaction to your family that will help you through difficult periods the encounter any regrettable occasions. We want the very best for our own family and friends in addition to ourselves, and having extensive coverage is a terrific way to do it.

Get Substantial Coverage With AIG Malaysia

Uncertain about choosing the proper safety preparation for you? Fret not because AIG Malaysia delivers every little thing you need to grab yourself covered. Choose from protection for your extended travels, your car, your home, or yourself–everything can be for you. Learn more about hospital insurance by going to aig.com.my and signing up now.

Property? Bond? Business? Stocks? Here’s a tricky scenario. You have more than enough savings as emergency funds, your income-to-expenses ratio is well sorted out, and you have extra cash for investing. But where do you put your money? Well, the answer is not that complicated. Just choose the one you prefer, as long as you do it right. If you want to explore stock investing, here’s how you can get started.

Stocks, Really? Should You Trust the Market?

The moment you start thinking about investing, its cousin “risk” comes into the picture. You definitely do not want to lose your hard-earned money by making bad investment decisions. It’s true that a stock market is a risky place, but usually, that is only true if you enter the market blindfolded. DON’T. DO. THAT.

Sidebar: Knowledge is always the most important thing before you invest. If you’re based in Malaysia and are interested to join a free program to “belajar saham” – well, there’s plenty of options you can find online. Just make sure you choose the right one!

Investing the Right Way, the Warren Buffett way

Don’t be too scared to invest just because other people around you got burnt. Chances are they do not have the right knowledge and are not so good at controlling their own emotion when dealing with an uncertain market. Want to know the trick to invest in the right companies? Here’s how you can do it.

Familiarise Yourself with the Company before Investing

Rule number 1, check and evaluate the company first. You can do this by assessing the business model as well as the company’s historical financial performance. The better the company’s performance, the higher the chances that it is able to reward the investors. The basic rule is this, always remember that investing is about buying your piece of a real company.

Human Factor, Just as Important

Apart from the business model, you should always take time to get to know the management as well. One of the questions you need to ask is if the management has share in the company. If they do, it means their net worth is tied to the company’s valuation. When that is the case, they would definitely want their company to grow long term.

Valuation vs Price as the Final Step

Did the company you like pass the previous two criterias? Only when it does, you should prepare yourself to make a purchase. This can be done by finding the true value of each share in the company, or known among investors as the intrinsic value. This is a crucial final step to make sure you don’t buy the share when it is overpriced.

Trust Your Decision and Hold

Once you have made the move, don’t be too quick to judge the company’s performance by monitoring its share price on a daily basis. It’s true that the market is uncertain, but great companies will usually grow over the year. As value investors, revisiting your stock portfolio every six months or 1 year is quite good already.

Take Your Investing Journey to the Next Level!

What I shared here is basically the fundamentals of investing. However, you definitely should not stop here and instead, continue to learn more on how you can make your investment less risky. You can find quite a number of sources online to help you out, and one of them is Bijak Labur website. Visit the site to know what it’s all about. Check out this link if you’d like to enroll for a free online webinar: https://bijaklabur.com/belajar-saham/

While we’re at it, I’ve also found this video online – sharing it here as you might find it helpful. 🙂 Ciao!

About MILO®

Generally known as Malaysians’ most loved chocolates malt ingest brand, MILO® hails Nestlé Australia being a beverage powder created to construct electricity. These days, MILO cans® is produced in over 24 production facilities worldwide and available in more than 40 countries, and its particular exclusive dark chocolate flavours are liked a lot.

MILO® Benefits

A provision of MILO® can provide you with the energy you want for your every day regimens. A cupful of MILO® contains 124kcal, helping to make up 6% of your electricity daily. Also, it is loaded with dairy as a source of healthy proteins, calcium, minerals and vitamins to market successful energy launch.

The Famous MILO® Powder

MILO® is well known among Malaysians due to its natural powder drink. With just a couple of tablespoons of MILO® powder, it is possible to offer MILO® in various approaches. Provide your MILO® popular to begin the day during breakfast or with ice for a rejuvenating ingest on the warm mid-day.

MILO® On-the-Go

Should you need MILO® instantly, there are prepared-to-ingest goods to save you time. Take pleasure in the delicious goodness of MILO anywhere you go in several fascinating flavours that help keep you energized on the run. You can even get MILO® in a container with MILO® UHT that will enhance your meals.

Have Your morning meal With MILO®

MILO® also provides various products that one could enjoy in the morning. Begin your entire day with Nutri Breakfast time instant oatmeal, packed with the goodness of oats and also the tasty taste of authentic banana parts. You can even try out MILO® With Wholegrain Breakfast cereal to include much more fibre for your diet program.

MILO® Dairy food-Totally free Choice

Consumers of dairy products-totally free products can continue to benefit from the rewards and deliciousness of MILO®. MILO® Dairy Free of charge Almond is lower in extra fat and an excellent source of vegetation-based proteins. MILO® Dairy-free is good if you’re lactose intolerant or looking towards a grow-dependent diet regime.

Healthier Way of living With MILO®

MILO® always motivates Malaysians to include a wholesome way of life inside their daily lives. MILO® has actions and promotions for anyone of all ages to participate in attempts to become far more productive. You will find pursuits like sports activities, training courses for youths, backyard events, plus more.

Why Opt for MILO®?

MILO® has been a choice in several Malaysian households because of its distinct flavours and healthy principles. The brand’s number of goods might be associated with your diet and match your dietary choices. MILO cans® also strives to produce Malaysia healthier using their projects.

What is MNRB Group?

Since 1972, Malaysian National Reinsurance Berhad (MNRB) has operated in the Malaysian reinsurance market. The company’s primary business is management services, which it conducts via investment holding, reinsurance, Takaful operator, medical underwriting and Retakaful operator. Two of the company’s subsidiaries are Malaysia RE and Takaful IKHLAS.

MNRB Holdings Berhad as The Top Reinsurers

MNRB Holdings Berhad is a Malaysian investment holding company focused on management services, and it is publicly listed on Bursa Malaysia. The firm comprises top wholesale reinsurance and retakaful suppliers and two takaful operators and is among the region’s best reinsurers locally and globally.

Malaysian Re Strengthen Global Connections

Leveraging on its breadth and depth of experience and expertise, strong fundamentals and proven record of accomplishment, Malaysian RE has grown in stature as an international player, having established a strong market presence in Asia and the Middle East. Malaysian Re is the largest national reinsurer (by asset) in the Southeast Asia region.

About Takaful IKHLAS

Takaful IKHLAS entered the Takaful sector on 18 September 2002 as Takaful Ikhlas Sdn. Bhd. and then changed to Berhad status in 2014. They primarily provide financial protection services that adhere to Shariah principles and decisions and announced the conversion of its composite Takaful licences into two organisations.

The Conclusion

The MNRB Group is a public-listed company with business partnerships across the globe, comprising reinsurance and retakaful wholesale providers, medical underwriting and takaful operators. MNRB remains committed to expanding its domestic footprint and venturing into selected markets abroad to deliver services for long-term business sustainability.

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